The Belks Credit Card gets the issuance by GEMB that is the GE Money Bank. MS residents do not qualify for holding the card. A person who holds this card can certainly enjoy shopping at the Belk departmental stores. Online application is the best available option now for those who look forward to get belks credit card.
Features
The interest on purchases could be avoided if the billing is done in at least 23 days from the due date of the payment. It has APR of 24.49% for purchases.
When it applies interest it is not less than $1.00.
The application or agreements for the cards gets initialized by the Federal Reserve Board. Other specifications include:
- There is no marital property agreement provision.
- The calculation of the balance gets done on daily basis.
- Belks credit card follows the laws of Utah.
- For online services an Internet Browser supporting HTML 4.0 and SSL-encryption, like Netscape 4.0 or later versions, and Microsoft Internet Explorer 4.0.
Pros
- The card and the account can be canceled any time.
- There is an option of Card Security which has the signature of the client.
- All information about the account will process electronically.
- Belks credit card follows the Privacy and Security policy thoroughly.
- It provides special offers on special occasions such as birthdays.
- There can be optional debt cancellation.
Cons
- There is a penalty for late payments.
- The documents sent electronically could be leaked, and GE is not responsible for this.
- There can be up`s and down`s in the interest rates depending on the market, which could worry the client.
- Terms of agreements keeps fluctuating, this could be uncomfortable for the customers.
Verdict
In a Belks Credit Card, the user gets a 128 bit secure socket layer technology, but the user needs to have an internet connection. The documents sent by Belk to be printed for documentation purpose. It provides an optional card security up to $10,000 in protection on the Belk reward card. It is a secure way to make automatic payment of bills. Card holders will also get the history of payments made through their belks credit card.
