Good Year credit card has been designed to facilitate the Good Year’s customers. The customers may use the card in case they need financial assistance while making a purchase at the Good Year places. This card can be used in almost 4, 5000 different locations across the country. This incredible feature makes this card an acceptable option for the customers. The Good Year credit card is presented by the Citi-Group. People can apply for the card via the internet or any available Good Year area. People interested in applying for a retail credit card can do so online. However, the applicants must fulfill certain criteria like he must be 18 years old or above, a resident of U.S. and must possess a Social Security number. The company directly notifies the client about the approval of the application.
Prominent features of the Good Year credit card:
- Low monthly payments are offered- The person holding the card gets the right to enjoy the promotional offers and the discounts, too. These financial products would be provided without any annual fee.
- The APR (Annual Percentage Rate) given by the Good Year credit card is 26.99% on purchases, while, on cash advances, it is 29.95 % on the returned payments.
- The transaction fee charges depend upon the cash advances of this card-whether the cash advances were done via check or an ATM.
Benefits
- Grace period of 25 days is offered- The customers are not charged any interest on purchases of every month during this grace period. If the customers pay the full balance before this grace period, then he would not be required to pay the interest.
- Good Year credit card is allowed to be used at the Monro Muffler and the Brake locations, too. The least purchase required would be $250.
- Online Account Management Service- With this service, the customers can now offer an end to receiving of an account report via mail, and can choose to receive them via emails.
Detriments
- High interest rates are there in Good Year credit card.
- Poor data entry operation.
- Poor customer service.
Verdict
Overall, the card is of an excellent use, if one chooses to use it smartly. They provide valid payments. If used correctly, it comes out to be a considerable help, so utilize the benefits of the Good Year credit card now!
