Horizon Credit Card

The Horizon Credit Card is also known as Horizon Gold Credit Card. The card is an unsecured credit card, and is suitable for those customers who have obscene or no credit value; and wishes to get $500. The card holder can also get Equifax Credit Report and Horizon Gold merchandise offer advantages. It is also an Instant Approval Card that guarantees instant approval. There is no need to check the credit in order to get the Credit Card offer.

Prominent Features:

Credit Check Relief: The cardholder is relived from the burden of checking the credit rewards in order to get the Credit Card offers; because the Credit Card automatically reports to the Credit Reporting Bureaus helping the customer to concentrate them to increase their credit score.

Unsecured Credit Limit: The Horizon Credit Card is a guaranteed unsecured credit card claiming to have no credit check. It offers $500 as a guaranteed unsecured credit limit.

However, the Horizon Credit Card is accepted exclusively on websites of the Horizon Card Services, and no other retailers or websites. The Card is issued by the Horizon Card Services.

Pros

  • Automatic reporting facility to a main credit bureau every month.
  • Guaranteed Instant Approval.
  • No Credit Checks requirement.
  • The Horizon Credit Card vows a certain amount as an unsecured credit limit.
  • Provides road-side protection Services.
  • Plan for Legal-Assistance in a comprehensive manner.
  • Delivers Un-limited access to ones’ report of Credit.

Cons

  • No balance transfer facility.
  • It is not a Visa or MasterCard.
  • It is simply a shopping card; and is limited to use at the Horizon merchandises only.
  • Provider also charges a late fee.
  • The offers provided at the Horizon shopping centers usually sound dull and the items are also not of the best quality, despite being overpriced.
  • There is much compliant of customer dissatisfaction from all over, resulting in a low-market credit.

Verdict

It is obviously a true shopping card that must not be confused with any Visa or Master Card. The Horizon Credit Card can be availed with a total minimum charge of $39.9; and delivered within 3-15 days, from the date of application. If one is shopping-prone, and has a Horizon center nearby. It is then; best to be a cardholder of Horizon Credit Card.