As per reports of much customer choice rating survey ICICI bank credit card is a leader in its class. ICICI band is the largest financial service provider in the world now. The headquarter of the bank is in India. In India, the bank has a wide network of banking over 2,533 branches and 6,800 ATM in all over India. The ICICI bank offers various types of credit cards, and some co-branded credit cards in the market. All the information regarding these cards is always available on their official site in various languages apart from the English language. The ICICI bank credit card offers many services on these credit cards, like reward earning, on-line account management, travelling discounts, and holiday packages for their customers.
Features & other specifications
The ICICI bank credit card, Titanium and Platinum suit the best only for those who love shopping. The main difference between platinum and titanium cards is their shopping limits. These cards offer interest rate of 3.15 percent per month. This interest rate is low compare to the other service provider in the market. These cards also offers fuel surcharge in all fuel pumps. The ICICI credit card offer points on every purchase of goods or services.
Pros
- Cards offer low-interest rates on credits
- Card offers many traveling benefits.
- Card has no joining or annual fee deposit system.
- ICICI bank credit card website is user friendly.
- Help-line numbers for customer care is also available 24 hours, and 7 days a week.
Cons
- Cash transitions from ICICI bank credit card will charge 2.5 percent extra.
- Credit card over limit use charge is 2.5 percent of the limit.
- Card has various types of ATM cash withdrawn disputes.
- Many cases of fraud transitions are registered by the customers.
- Merchandise never returns to the customers.
Conclusion
Credit cards are safe when they use in limits, but when one over exhaust its credit card, then this will be a problem for the owner. The card offers lower interest rate. Bank does not deposit any annual fee and the joining fee for ICICI bank credit cards.
