ICICI Credit Card is one of the most favorable credit cards in the country. There are, in fact, a large number of Credit Card providers available in the market. One needs to have a thorough look on all these cards before going to have one. Currently, there are around fourteen different kinds of ICICI bank Credit Cards circulating in the market, and many are there on their way.
Prominent Features:
The ICICI Credit Card offers a range of privileges to their cardholders, ranging from savings in shopping, travel and dinning to various-exciting offers. This is the reason why ICICI Credit Cardholders enjoy comparatively cozier offers than other Credit Cardholders.
Limitless Rewards on Cash: On every regular-expenditure of 100, one gets 2 Payback points and 4 Payback points on every-expenditure of 100 on dinning and at malls. Buy one ticket and get one entirely free on any day of the week, through internet.
It is a Chip Card: The card has a microchip superimposed on it, making it impossible to get duplicated. This gives enhanced safety against duplication of the card.
Pros
- Microchip on the card strictly prohibits its duplication
- An absolute relief of 2.5% on fuel surcharges every time one refuels.
- The ICICI Credit Card can provide savings of 12,000 annually.
- The card provides a number of benefits on monthly purchases of around 15,000
- The account-takeover-cover shields the cardholder’s basic information, in case a third party misused his or her card.
- The counterfeit-card-liability protects from fake transactions made by an unauthorized person by misusing the card by making a fake copy of it look genuine..
Cons
- The ICICI Credit Card always has some problems regarding the card payment mechanism.
- An interest of 3.40% per month may be incurred due to overdue of interest on extended credit.
Verdict
At the end, it goes without saying that the ICICI Credit Card is a versatile credit card that has superb features for each and every customer. Be it EMI Card or picture Card or HPCL Gold/Silver Card or Gold American Express or Platinum/Titanium, Each card has its own unique identity. Hence, come to us and we will offer with the best ICICI Credit Card that suits you the best.
