Ignite Credit Card is a fine replacement of the old Virgin Credit Cards. These cards allow access to services without disturbing your facilities for the credit. For this card, the card holder does not have to pay any annual fee. It gives APR of 14.49% on purchases, and 19.59% APR on cash advances. It gives a facility to have online banking services. Card holders can make interest free purchasing up to 55 days from opening the account.
Features & Other specs
For everyday purchasing of $100 or less, the master card can be tapped on Pay Pass terminal, and there is no need of entering the pin.
Instant money transfer can be made from Ignite credit card to other eligible Westpac account.
Periodic payments can be done to the credit card through eligible Westpac account.
Master card charges 0.8% of its use for the transaction.
Repayment Protection of the credit card gets issued by Westpac General Insurance Limited.
Pros
- A person can access the services of a credit as and when required.
- Bills can be paid by B-Pay with the help of ignite credit card.
- Card holder can certainly increase credit limits.
- Ignite credit card allows holders to manage or view online transactions.
- Minimum monthly repayments.
- It is easier, and more comfortable for the client to operate online.
Cons
- Internet access to an Ignite credit card involves a lot of risk.
- The bills paid by BPay could catch the card number.
Verdict
The Ignite Credit Card gives the client a significant facility for transfer of money online. The cards have a much stronger chip that provides a superior security against skimming. It requires a low 12.99% P.A. of interest rate. The customers, who have not used their cards for last 20 months, should apply for a new pin number. Card has earned a lot of respect, and popularity in large numbers in last two or three years of its introduction. This card is the best for those who look forward to keep their expenses to a minimum. Card holders have the facility to keep a secondary card. All these things together make the Ignite credit card as the best care taker for credits of a card holder.
