A person can use the PNB Credit Card for all their requirements whether substantial or small. If a person avails this card, then that person will have a solution for any problems concerning online or off-line buying or selling of things or services. PNB provides many kinds of PNB Credit Cards like PNB Gold, Classic Card, Global Gold, and Gold Classic Card. All these Cards have their own unique features and characteristics.
Features & Other specs
More than 22 million establishments’ world-wide accepts the PNB Credit card.
A person can have the PNB International Card at a reduced rate of Rs. 350/- only.
The details can be obtained from any of the PNB branch in the 22 cities.
One can also earn points to get fee renewal, gift vouchers facilities etc., under various reward programs.
One can get 2.5% discount on the basic domestic airfares and 3.5% on international air tickets, with the help of individual travel agents.
Free Remittance can be obtained from cardholder’s savings bank account, and up to Rs.10, 000/- per month
The Card holder gets exemption from the surcharge on petrol, provided the petrol pump has EDC terminal accepting credit card.
Pros
- The PNB Credit Card is useful for all requirements. A person can use it for shopping, ticket reservation, holidaying, and fuelling the vehicle.
- For every Rs.100, the holder spends; he or she gets 1 reward points. At the end, these points get accumulated, and the card holder gets exclusive rewards time to time.
- One can get 2 add-on cards for his/her spouse, parents, son, and/or daughter.
- In case of credit card loss, one can call the 24-hour toll free call center.
- Many types of daily utility bills payment facilities, like electricity bill, internet bill, etc.
PNB Credit Card Cons
- Any complaints regarding a grievance, usually takes 14 days to be responded.
- The annual fees and monthly charges on the PNB Credit Card are fairly more than enough.
Overall verdict
Depending on the needs one can go for a PNB Gold or PNB Classic or PNB Global Gold or PNB Classic Gold. At the end, it can easily be said that having a PNB Credit Card is a significant deal of matter.
